ESTO hire purchase - do not want to pay the full amount at once? Pay in installments!

Use ESTO hire purchase when paying for products or services – the cheapest, most convenient and fastest hire purchase link in Estonia!
Add the products to the shopping cart, confirm your order and select the ESTO hire purchase link from the payment methods. When paying, choose the appropriate period, the size of the monthly instalment and conveniently sign digitally using your ID-card or Mobile ID.

ESTO hire purchase is an extremely fast and convenient payment solution that helps to prepare a payment schedule for you on the basis of the period you have chosen, i.e. to pay by instalments. This payment solution makes a credit decision in real time and helps to make the purchase in less than 60 seconds.

ATTENTION! Any hire purchase is a financial obligation. Before concluding a hire purchase agreement, read the terms and conditions of the respective service and consult an expert if necessary.

The provider of ESTO hire purchase is ESTO AS (reg. code 14180709).

The standard terms and conditions of ESTO hire purchase are as follows:
• Interest from 0%
• Contract fee from 0 euros
• Period up to 4 years

All citizens of the Republic of Estonia aged 18-70 can apply for ESTO hire-purchase. ESTO hire purchase can also be made quickly and conveniently for a legal person.

Every financial decision involves risks and obligations, which is why we ask you to carefully consider the need to consume loan products. For example, for a loan amount of 1,500 euros for 12 months with a fixed interest rate of 14.90% per annum and a contract fee of 14.90 euros, the annual percentage rate is 34.74%, the monthly payment is 146.37 euros and the total amount to be repaid by the consumer is 1,756.68 euros. Hire purchase is a financial obligation and before making a decision, thoroughly read the terms and conditions of the contract and, if necessary, consult an employee of ESTO AS or another expert.